Moving to Florida from Ontario, Canada
What changes when you trade Ontario, Canada for Naples or Miami, and how to buy before you arrive.
Canadian snowbirds: watch the US 'substantial presence' day count and the IRS closer-connection form, and when you sell, the buyer may withhold tax under FIRPTA. Talk to a cross-border accountant.
Instead of a lawyer-run closing, Florida uses a title company. You can sign remotely and wire funds — confirm wiring instructions by phone only.
Your move checklist
- Settle your immigration and tax status with an attorney and accountant before you buy.
- A pre-approval from the lender you choose, or proof of funds, to tour homes.
- An insurance quote (wind and flood) before you make an offer.
- If you sell later, plan for FIRPTA withholding.
Naples or Miami
Homes for sale now
Questions from Ontario, Canada movers
How is a Florida closing different from Ontario, Canada?
Instead of a lawyer-run closing, Florida uses a title company. You can sign remotely and wire funds — confirm wiring instructions by phone only.
What should I know coming from Ontario, Canada?
Canadian snowbirds: watch the US 'substantial presence' day count and the IRS closer-connection form, and when you sell, the buyer may withhold tax under FIRPTA. Talk to a cross-border accountant.
Can I buy without flying in?
Yes — video tours, e-signatures and remote closings. For in-person tours we ask for a pre-approval or proof of funds.
Can my agent back home refer me?
Yes. Your agent refers you and earns a fee through their broker at closing. You work with a local Re4lty agent, in English or Spanish.
Talk to a local agent
We'll help you choose the coast, the neighborhood and the timing.
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