Moving to Florida from New Jersey
What changes when you trade New Jersey for Naples or Miami, and how to buy before you arrive.
New Jersey buyers are used to high property taxes. In Florida, a primary home gets the homestead exemption and a cap on yearly assessment increases.
Back home, an attorney usually closes. In Florida a title company typically runs the closing; your own attorney is optional.
Your move checklist
- Stop paying New Jersey state income tax once Florida is your domicile (confirm with your accountant).
- A pre-approval from the lender you choose, or proof of funds, to tour homes.
- An insurance quote (wind and flood) before you make an offer.
- A Florida driver's license within 30 days of becoming a resident, and homestead by March 1.
Naples or Miami
Homes for sale now
Questions from New Jersey movers
How is a Florida closing different from New Jersey?
Back home, an attorney usually closes. In Florida a title company typically runs the closing; your own attorney is optional.
What should I know coming from New Jersey?
New Jersey buyers are used to high property taxes. In Florida, a primary home gets the homestead exemption and a cap on yearly assessment increases.
Can I buy without flying in?
Yes — video tours, e-signatures and remote closings. For in-person tours we ask for a pre-approval or proof of funds.
Can my agent in New Jersey refer me?
Yes. Your agent refers you and earns a fee through their broker at closing. You work with a local Re4lty agent, in English or Spanish.
Talk to a local agent
We'll help you choose the coast, the neighborhood and the timing.
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